What are the most affordable life insurance plans?

That depends on why you need the life insurance protection. 

If you need guaranteed lifetime protection no matter how old you live, then your only option is permanent life insurance.

However, if you need life insurance for a period of 30 years or less, the most affordable protection by far is term life insurance.

Permanent life coverage usually costs two to three times more than term life insurance.

And, term life offers you the option of choosing...
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